Wednesday, April 8, 2020

Marriage Loan | Shadi Loan | Wedding Loan Online







Your partner has said yes to your proposal, and you are super excited about your upcoming nuptials. Only one challenge, though, the funds are not sufficient. Avail the best marriage loan with www.buddyloan.in, know your credit score and get maximum benefits with it.

 This, however, should not deter you from applying for a personal loan for a wedding. Marriage loans do work and serve to make your marriage process easier.

A marriage loan is a personal loan that is used for marriage purposes. However, you don't need to prove to your financial provider that you are getting married for them to approve the instant marriage loan. So the money may be diverted to other uses. However, in light of repayments, it is prudent to use the funds for the purposes it was intended. The interest rates that accrue on marriage loans usually range from 10..25% to 24% p.a. The maximum investment that you can get may go up to Rs.25 lakh.

What determines the amount of buddy loan you will get is your eligibility and purpose for the credit. Some applicants want a loan to pay for the venue or a personal loan for the honeymoon. The loan providers also vary in terms of eligibility criteria
But there are the basic general requirements.

·         Minimum age: Most loan providers require all applicants to be at least 21 years. However, some applicants raise the necessary age to 23years

·         Minimum Net Monthly Income: In most cases, the minimum age to apply for a marriage loan, the applicant should earn a minimum of Rs 15000. But some lenders raise their minimum salary requirement to Rs 25000. They also take into consideration the current city of residence.

·         Employment type: There isn't much of a restriction when it comes to the kind of employment. Both salaried and self-employed individuals professionals are eligible.

·         Maximum age: A maximum of 58 years for salaried people and a maximum of 65 for self-employed people.

·         Employment status: When the applicant wants to avail of a marriage loan, they need to have served a minimum of 2 years with their current employer. That displays some stability in their status.

·         Credit score: With a good to high CIBIL score, the applicant is assured of getting the loan. However, with a lower score, they get the loan but at a higher interest rate.

1 comment:

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